If you’re like me, you probably receive at least a few credit card offers every week. Two major reasons these offers suck: 1. Most of us don’t need more credit. We just need to use it less. 2. Millions of trees are...
Read MoreIn its review of the best online banks, Kiplinger declared that Ally was tied with ING in the category of “no fees, no strings” banks. Ally Bank is an online bank that’s part of Ally Financial, which was...
Read MoreFree checking, at least at the mega banks, seems to be gasping for its last breath of air. Banks are having to make adjustments to their revenue streams, which have been hit hard by the Credit CARD (Card Accountability,...
Read MoreSundays are the perfect day to catch up on reading. Nothing’s better than getting a nice cup of coffee and snuggling with the laptop while you catch up on personal finance blogs, right? Below are some of my favorite...
Read MoreI originally started using Mint back in 2007 as a casual user. I checked it out and thought it was useful, but I really didn’t spend too much time with it. At this point, I was in college and not watching my money too...
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I’m Will, the creator of HackingTheBank. No, this site isn’t about actually hacking banks. This blog is all about maximizing personal finance decisions so that we win instead of the banks.
I started this blog in 2010 when I graduated college with $43k of student loans and a negative net worth. Since then I’ve achieved milestones like getting married, buying a house, and tripling my income. During this time my wife and I managed to earn over 12,000,000 miles and points and used those points to travel to over 50 countries. And all of these points came from banks; neither of us travel for work.