Author: Will

Dave Ramsey the Debt Crusher

This is Dave Ramsey. I call him the debt crusher. You may have heard your co-workers or friends talk about it. Or you may have heard about him at your church. He’s a financial guru, with a nationally syndicated radio show,...

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Preparing for 2011 Tax Season

I haven’t even done my 2010 taxes, but I am determined to start working on my 2011 taxes. Every year I dread January and February. Those are the months when I sit down and try to make sense of my mess of financial...

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Gold is a Horrible Investment

With how often gold is touted in the major media outlets you’d think it could be a good investment, or at least should be part of your investment portfolio, right? WRONG. Gold is an absolutely horrid investment. Today, the...

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Welcome


I’m Will, the creator of HackingTheBank. No, this site isn’t about actually hacking banks. This blog is all about maximizing personal finance decisions so that we win instead of the banks.

I started this blog in 2010 when I graduated college with $43k of student loans and a negative net worth. Since then I’ve achieved milestones like getting married, buying a house, and tripling my income. During this time my wife and I managed to earn over 12,000,000 miles and points and used those points to travel to over 50 countries. And all of these points came from banks; neither of us travel for work.