Category: Personal

Personal Balance Sheet – April 2013

April was a great month financially since we received most of the cash for selling my websites. That means we were able to pile a chunk of cash onto our various savings goals, which in turn, led me to look at houses more —...

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How Much House Can I Afford?

Home ownership is definitely something that’s in my long-term plan, but I haven’t quite figured out where it fits in. One important aspect of determine when I will buy a house, is determining how much house I can...

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Personal Balance Sheet – March 2013

March was a busy month. I sold a portion of my online business (nothing related to this website), which means I’ll be getting a chunk of money in April that will definitely help me reach my goals for the year. The stock...

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Personal Balance Sheet – January 2013

2013 is off to an absolutely fantastic start from a financial standpoint. We contributed to all of our necessary goals and our net worth took a nice jump up and $100k in assets by the end of this year looks entirely possible...

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Our 2013 Personal Finance Goals

I was able to reach most of my personal finance goals last year, and I’m expecting big things again in 2013. My blog and personal goals didn’t go quite as well. Hopefully this year I can do a more well-rounded job of...

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Evaluating my 2012 Progress

A goal really doesn’t mean much if you don’t measure yourself against it. I think that this is what often differentiates those “New Year’s Resolutions” from real goals. So in my traditional fashion,...

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Personal Balance Sheet – November 2012

This month we were able to knock out another goal. I contributed the final $3k to my Roth IRA to complete our 2012 contributions. So now that all of our other goals for the year are completed, we can focus on saving for a house!...

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Welcome


I’m Will, the creator of HackingTheBank. No, this site isn’t about actually hacking banks. This blog is all about maximizing personal finance decisions so that we win instead of the banks.

I started this blog in 2010 when I graduated college with $43k of student loans and a negative net worth. Since then I’ve achieved milestones like getting married, buying a house, and tripling my income. During this time my wife and I managed to earn over 12,000,000 miles and points and used those points to travel to over 50 countries. And all of these points came from banks; neither of us travel for work.