When it comes to paying off debt, there are generally a variety of ways in which you can do so. The one that, unfortunately, too many people opt for, is to simply pay the minimum payments that the lender asks for. If...
Read MoreFinally an update showing some real progress. During November I stuck to my goals pretty well. I decided to remove my automobile from my net worth calculation because it isn’t a very liquid asset and I need a car to...
Read MorePaying interest works against you in the same way the earning interest works for you. Of this, I am certain. However, as you can see in my October 2010 Balance Sheet, I have $10k in my investment account that could be used to...
Read MoreSo…Here’s my first balance sheet. I promised I would get it up, so here it is. Investments have been doing well recently, so there’s a bit of an uptick in net worth due to those. My income from sources other...
Read MoreSince starting my job in September I haven’t found as much time to read as I would like. I used to knock out at least a book a week, but with the job and my efforts to increase my side income (so that I don’t need...
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I’m Will, the creator of HackingTheBank. No, this site isn’t about actually hacking banks. This blog is all about maximizing personal finance decisions so that we win instead of the banks.
I started this blog in 2010 when I graduated college with $43k of student loans and a negative net worth. Since then I’ve achieved milestones like getting married, buying a house, and tripling my income. During this time my wife and I managed to earn over 12,000,000 miles and points and used those points to travel to over 50 countries. And all of these points came from banks; neither of us travel for work.