Author: Will

Debate: Paying Off Debt vs. Investing

Paying interest works against you in the same way the earning interest works for you. Of this, I am certain. However, as you can see in my October 2010 Balance Sheet, I have $10k in my investment account that could be used to...

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Early Retirement Extreme Review

Since starting my job in September I haven’t found as much time to read as I would like. I used to knock out at least a book a week, but with the job and my efforts to increase my side income (so that I don’t need...

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Video Games: Keeping it Real (Cheap)

Okay, so I’ve played video games since I was young. I’ve never been a hardcore gamer (yes, we’re going to ignore those three years of my life wasted between the ages of 12 and 14), but I have always enjoyed...

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Welcome


I’m Will, the creator of HackingTheBank. No, this site isn’t about actually hacking banks. This blog is all about maximizing personal finance decisions so that we win instead of the banks.

I started this blog in 2010 when I graduated college with $43k of student loans and a negative net worth. Since then I’ve achieved milestones like getting married, buying a house, and tripling my income. During this time my wife and I managed to earn over 12,000,000 miles and points and used those points to travel to over 50 countries. And all of these points came from banks; neither of us travel for work.