Author: Will

Renting vs. Buying a Home

When you’re young, you should start by renting. Quickly save up a down payment and buy a house once you have enough for a down payment. This keeps you from throwing away your hard earned money. This is the traditional...

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Balance Sheet – May 2011

Another day, another… 46 dollars. My net worth increased by nearly $1,436 during the month of May, which comes out to about $46 per day. Not bad. Not great. I did spring for some NHL season tickets next year in the...

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My Credit Karma Review – 2011

We all know that we should get our free credit reports each year, but those annual credit reports only give you the report, not your credit score. While the report is good for verifying the accuracy of your information being...

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Welcome


I’m Will, the creator of HackingTheBank. No, this site isn’t about actually hacking banks. This blog is all about maximizing personal finance decisions so that we win instead of the banks.

I started this blog in 2010 when I graduated college with $43k of student loans and a negative net worth. Since then I’ve achieved milestones like getting married, buying a house, and tripling my income. During this time my wife and I managed to earn over 12,000,000 miles and points and used those points to travel to over 50 countries. And all of these points came from banks; neither of us travel for work.