The positive results during June have rolled into July as I saw a nice uptick in my net worth. You can also check out my balance sheet for each quarter since I started tracking. YTD, my net worth is up over $14k, which is good...
Read MoreThis post combined my normal balance sheet post with a midyear update toward all of my 2012 personal finance goals. Here is my YTD balance sheet: You can also view my balance sheet for each quarter since September 2010. Overall...
Read MoreI’m down $1,000 in net worth over the past two months. Obviously that’s not the direction I’d like to be heading, but occasionally you have those months where you spend big and you just have to be able to get...
Read MoreWhen it rains, occasionally it pours. Nope; it doesn’t always pour when it rains. But sometimes it does. And April was one of those times. Luckily, April showers bring May flowers, right? Okay, enough of the sayings...
Read MoreMarch was another good month for my finances. The usual things happened. I made decent money, watched my spending, and thus had a good chunk left over for saving. It seems to be the pattern this year. My net worth increased an...
Read MoreNothing too exciting happened during the month of February. I made good progress toward my goals and managed to hit the ones that I had missed last week. I guess that’s how you win in personal finance. A lot of small...
Read MoreThis is my first balance sheet of the new year. I have a lot of new goals and I’m making good progress toward them. I know that most people have already given up on their New Years Resolutions, but I’m still going...
Read MoreAt the beginning of 2011 I laid out a number of specific goals that I wanted to accomplish. I broke my goals up into the categories of personal, financial, and blog-related. In order to maintain my focus, I was sure not to pile...
Read MoreThis is my first debt free balance sheet! All of my student loans have been paid off and I’m completely debt free at this point! Now that I’m debt free, it’s time to determine my next financial goals....
Read MoreBoth September and October were good months. Usually when I have a couple of good months in a row it means a bad month is coming. I guess we’ll see if I’m able to reverse that trend in November. My student loan is...
Read MoreAfter making no progress between July and August, it was nice to make a big jump in net worth for the month of September. Overall, my assets remained the same (darn investments!) but I decreased the balance of my student loan by...
Read MoreAugust has come and gone in a hurry. As you might have noticed, I didn’t make a single blog post in August! This really isn’t acceptable, and I promise I’ll make a couple in September! A lot has been going on....
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I’m Will, the creator of HackingTheBank. No, this site isn’t about actually hacking banks. This blog is all about maximizing personal finance decisions so that we win instead of the banks.
I started this blog in 2010 when I graduated college with $43k of student loans and a negative net worth. Since then I’ve achieved milestones like getting married, buying a house, and tripling my income. During this time my wife and I managed to earn over 12,000,000 miles and points and used those points to travel to over 50 countries. And all of these points came from banks; neither of us travel for work.