Debt Free By 2012
I will be debt free by 2012. There, I’ve done it. I’ve issued my ultimate goal for the year. I really don’t think at this point that I could come up with a more ambitious goal or financial plan in the...
Read MoreAuthor: Will
New vs. Used Cars in 2011 – Out of Sync!
Today I noticed a few weird noises/handling issues with my car. This has happened more times over the last year than at any other time of my ownership. It may be time to seriously look at replacing my 1999 Ford Escort. I know...
Read MoreHousing Not Bottoming Until 2012?
Earlier this year I posted my opinion that we’d see a double-dip in real estate in 2011. Unfortunately, for those who currently own a home and are looking to move, this appears to be the case. On May 8th, 2011, Zillow...
Read MoreYour Rights Against Collection Agencies
Although I’ve never personally had any debt sent to a real collector, I know there are many people who have. When dealing with any type of collections, it’s very important to know your rights. Companies attempting to...
Read MoreBalance Sheet – April 2011
I was really busy during April, which unfortunately, didn’t give me much time to post on the blog. However, that didn’t keep me from making financial progress. Even though I sprung to buy some sporting event tickets...
Read MoreWelcome
I’m Will, the creator of HackingTheBank. No, this site isn’t about actually hacking banks. This blog is all about maximizing personal finance decisions so that we win instead of the banks.
I started this blog in 2010 when I graduated college with $43k of student loans and a negative net worth. Since then I’ve achieved milestones like getting married, buying a house, and tripling my income. During this time my wife and I managed to earn over 12,000,000 miles and points and used those points to travel to over 50 countries. And all of these points came from banks; neither of us travel for work.