It’s clear that the depressed housing marketing is going to continue to place a drag on the economic recovery. Recognizing this, President Obama recently proposed a new mortgage refinancing program that would provide...
Read MoreThis is my first balance sheet of the new year. I have a lot of new goals and I’m making good progress toward them. I know that most people have already given up on their New Years Resolutions, but I’m still going...
Read MoreA decade of no-growth for investments makes it difficult for people to save for retirement. When our investments aren’t making the return necessary to reach our retirement goals, we need to compensate for this by...
Read MoreThis blog chronicles my journey to financial independence and provides a place to discuss personal finance topics that interest me. When I decided to set the goal of losing 52 pounds in 52 weeks, I knew it would be a big...
Read MoreI’m expecting big things for 2012. Most importantly, I’m going to be preparing for the end of civilization. I’ll be freezing Furbies and other great human accomplishments that I want to be preserved. However, I...
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I’m Will, the creator of HackingTheBank. No, this site isn’t about actually hacking banks. This blog is all about maximizing personal finance decisions so that we win instead of the banks.
I started this blog in 2010 when I graduated college with $43k of student loans and a negative net worth. Since then I’ve achieved milestones like getting married, buying a house, and tripling my income. During this time my wife and I managed to earn over 12,000,000 miles and points and used those points to travel to over 50 countries. And all of these points came from banks; neither of us travel for work.