Author: Will

The Costs of Raising a Puppy

Sometimes you have to follow your heart. In this case, following my heart involved getting a puppy. This last weekend not only did I get engaged, but I also purchased a puppy. Her name is Moxi, and she’s a 8-week old...

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I’m Debt Freeeeeeeeeeee

In June I claimed that I would be debt free by 2012. It’s November 2011 and I’m now debt free. Every single penny of debt has been paid off. Last November I was $50k in debt. I had $43k student loans, $4k on my...

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Welcome


I’m Will, the creator of HackingTheBank. No, this site isn’t about actually hacking banks. This blog is all about maximizing personal finance decisions so that we win instead of the banks.

I started this blog in 2010 when I graduated college with $43k of student loans and a negative net worth. Since then I’ve achieved milestones like getting married, buying a house, and tripling my income. During this time my wife and I managed to earn over 12,000,000 miles and points and used those points to travel to over 50 countries. And all of these points came from banks; neither of us travel for work.