Author: Will

Personal Balance Sheet – November 2012

This month we were able to knock out another goal. I contributed the final $3k to my Roth IRA to complete our 2012 contributions. So now that all of our other goals for the year are completed, we can focus on saving for a house!...

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The Best Ultrabooks Under $800

There’s no easy way to put it. A $800 Ultrabook is going to come with compromises. The best Ultrabooks show up at prices above $1,000, but you can still get a decent Ultrabook for under $800. I’ve done my best to...

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Personal Balance Sheet – October 2012

I’ve been slacking on updating the website recently. Between wedding planning and increased work on my side gigs (and the return of some great Fall TV) I just haven’t been posting as much as I’d like. I want to...

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How to Spend $10,000 Infographic

I’m a big fan of infographics. I don’t make any myself, but I love finding cool infographics online and sharing them. This is one I found on, which was created by Jennifer Openshaw. Click on the image below...

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I’m Will, the creator of HackingTheBank. No, this site isn’t about actually hacking banks. This blog is all about maximizing personal finance decisions so that we win instead of the banks.

I started this blog in 2010 when I graduated college with $43k of student loans and a negative net worth. Since then I’ve achieved milestones like getting married, buying a house, and tripling my income. During this time my wife and I managed to earn over 12,000,000 miles and points and used those points to travel to over 50 countries. And all of these points came from banks; neither of us travel for work.