In his Advice to a Young Tradesman, Written by an Old One, Benjamin Franklin first remarked that time is money. No doubt you’ve heard the saying, but I hadn’t known from whom it had originated. It’s easy to get...
Read MoreWillpower (self-control) is an interesting concept. Over the past ten years there has been a lot of research going into determining whether willpower is a limited resource or not. Willpower is closely linked to our financial...
Read MoreI basically went a year without experience any of the symptoms of my new income. I didn’t really increase my discretionary expenditures once I started my full-time job. Actually, I probably decreased the money I was...
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I’m Will, the creator of HackingTheBank. No, this site isn’t about actually hacking banks. This blog is all about maximizing personal finance decisions so that we win instead of the banks.
I started this blog in 2010 when I graduated college with $43k of student loans and a negative net worth. Since then I’ve achieved milestones like getting married, buying a house, and tripling my income. During this time my wife and I managed to earn over 12,000,000 miles and points and used those points to travel to over 50 countries. And all of these points came from banks; neither of us travel for work.