In his Advice to a Young Tradesman, Written by an Old One, Benjamin Franklin first remarked that time is money. No doubt you’ve heard the saying, but I hadn’t known from whom it had originated. It’s easy to get...Read More
Willpower (self-control) is an interesting concept. Over the past ten years there has been a lot of research going into determining whether willpower is a limited resource or not. Willpower is closely linked to our financial...Read More
I basically went a year without experience any of the symptoms of my new income. I didn’t really increase my discretionary expenditures once I started my full-time job. Actually, I probably decreased the money I was...Read More
I’m Will, the creator of HackingTheBank. No, this site isn’t about actually hacking banks. This blog is all about maximizing personal finance decisions so that we win instead of the banks.
I started this blog in 2010 when I graduated college with $43k of student loans and a negative net worth. Since then I’ve achieved milestones like getting married, buying a house, and tripling my income. During this time my wife and I managed to earn over 12,000,000 miles and points and used those points to travel to over 50 countries. And all of these points came from banks; neither of us travel for work.