So…Here’s my first balance sheet. I promised I would get it up, so here it is. Investments have been doing well recently, so there’s a bit of an uptick in net worth due to those. My income from sources other than my job was about $1k, so that also helped me to pay down some of my credit card balances. Those should be completely paid off by the end of this month. There will likely be some type of balance on them at the end of the month, but I won’t be carrying any balance. December marks the first time I’ll owe money on my personal student loan. Other Liabilities currently consists of money I owe the state as “Use Tax” from my Amazon.com purchases and money I owe to my girlfriend from when we moved into our new apartment together.
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Welcome
I’m Will, the creator of HackingTheBank. No, this site isn’t about actually hacking banks. This blog is all about maximizing personal finance decisions so that we win instead of the banks.
I started this blog in 2010 when I graduated college with $43k of student loans and a negative net worth. Since then I’ve achieved milestones like getting married, buying a house, and tripling my income. During this time my wife and I managed to earn over 12,000,000 miles and points and used those points to travel to over 50 countries. And all of these points came from banks; neither of us travel for work.