Dave Ramsey’s most popular creation are his Baby Steps. These seven Baby Steps are feature in Financial Peace University and The Total Money Makeover. The premise is that, by breaking down a large goal (financial freedom),...
Read MoreJust a quick note to let those of you who use Quicken know that they’re having a sale right now when you buy direct. Go to Quicken.com and use the special coupon code: 7978562973. You can use this to purchase Quicken...
Read MoreWhen you purchase a home, taking out a 30-year mortgage and paying on it for the next 30 years is easy. But, surprising, so is taking out a 30-year mortgage and paying it off in fewer years. There are a number of tricks you can...
Read MoreOver the years I’ve been accumulating a bunch of gift cards. So…I was watching the Grammys, and I decided that it was time to sell the gift cards I’ve had sitting around. Don’t ask me how gift cards and...
Read MoreIt’s been two weeks since my last article round-up. Hopefully in that time you’ve made some great progress with your finances. Okay, like me, you probably haven’t made a ton of progress this week. When...
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I’m Will, the creator of HackingTheBank. No, this site isn’t about actually hacking banks. This blog is all about maximizing personal finance decisions so that we win instead of the banks.
I started this blog in 2010 when I graduated college with $43k of student loans and a negative net worth. Since then I’ve achieved milestones like getting married, buying a house, and tripling my income. During this time my wife and I managed to earn over 12,000,000 miles and points and used those points to travel to over 50 countries. And all of these points came from banks; neither of us travel for work.