Author: Will

Is 2013 the Year to Buy a House?

If you’re currently renting then it’s probably a question you’ve asked yourself. Is 2013 the year to buy a house? Purchasing a home is probably the biggest financial decision you’ll ever make, so...

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New Market Highs: Time to Sell?

The Dow, which serves as a proxy of the stock market overall, just set a new nominal record today. Obviously, the market will do this often over time (assuming it always continued to go up over the long-run). However, each time...

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Personal Balance Sheet – February 2013

Things didn’t turn out as well in February as they did in January, largely because I owed almost $5k in taxes and had previously anticipated/saved only $1.5k. This is the reason our net worth remained flat, yet we were...

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Some of the Most Overlooked Tax Deductions

A tax deduction reduces your taxable income by the amount of the deduction. So if you receive a $5,000 deduction, then your taxable income is reduced by $5,000. The tax savings is the product of the deduction and your marginal...

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Personal Balance Sheet – January 2013

2013 is off to an absolutely fantastic start from a financial standpoint. We contributed to all of our necessary goals and our net worth took a nice jump up and $100k in assets by the end of this year looks entirely possible...

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Welcome


I’m Will, the creator of HackingTheBank. No, this site isn’t about actually hacking banks. This blog is all about maximizing personal finance decisions so that we win instead of the banks.

I started this blog in 2010 when I graduated college with $43k of student loans and a negative net worth. Since then I’ve achieved milestones like getting married, buying a house, and tripling my income. During this time my wife and I managed to earn over 12,000,000 miles and points and used those points to travel to over 50 countries. And all of these points came from banks; neither of us travel for work.