One of my favorite credit cards is the Chase Freedom credit card. Actually, I have two them because a different Chase card I had was converted into the Freedom. This keeps me from getting any new customer rewards, but this won’t stop me from telling you about them.

I just saw that Chase is offering $300 cash back after you spend $500 in the first three months of opening a Chase Freedom credit card. I absolutely LOVE getting significant rewards back on credit cards with no annual fees. As long as you’re not apply for a car or home loan or anything in the very near future, there’s no real reason why not to get another credit card. Especially with such an enticing up-front reward. Last month I received $200 back from Bank of America after spending $500 on my new card there. I’m glad to see that credit card issuers are trending back toward offering good rewards.

Chase Freedom $300 Cash Back Offer 2012On top of the up-front reward, the Chase Freedom Card is a good rewards credit card. Each quarter there are categories where you’ll earn back 5%. The categories are often very useful ones too, at least for me. Right now (through March 2012) it’s Gas and 5% back on gas, especially when prices continue to rise, is great.

If you’re convinced, you can apply by clicking here (Edit: Link removed because this offer expired).

If you want to check out the fine print, scroll below…


Rewards Currency
Rewards are earned as points, which can be redeemed for cash back. 1% cash back equals 1 point. If you choose to redeem for cash back, 1 point equals $0.01 cash back. For example, 2,000 points can be redeemed for a $20 check.

$300 Bonus Cash Back
You will receive 30,000 bonus points with this bonus offer, which can be redeemed for a $300 check. To qualify and receive your bonus, you must make purchases totaling $500 or more during the first 3 months from account opening. Purchases do not include using your account for balance transfers or cash advances, or using any checks that access your account. After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. This one-time bonus offer is valid only for first-time cardmembers with new accounts. Previous and existing cardmembers/accounts are not eligible for this bonus offer.

5% Quarterly Bonus
You earn 1% on all purchases and 4% more in bonus categories for a total of 5%. 4% bonus earn is subject to a quarterly maximum. You will be eligible for quarterly bonuses as long as (i) your account is not in default under, and/or you have not violated, the terms of your Cardmember Agreement and Rewards Program Rules and Regulations at the time accounts are selected for the promotional offers, and (ii) your statements are sent to a US address. Quarterly enrollment required.

1% Cash Back
You will earn 1 point for each $1 of net purchases. You will earn an additional 1 point for each $1 of eligible airfare net purchases made online through the program booking tool. You do not earn points on balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that are used to access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including fees for products that protect or insure the balances of your account. There is no maximum number of points that you can accumulate in the program. Bonus/Promotional offers may have a maximum accumulation. A service fee of up to $20 per ticket may be charged for the use of our toll-free number to book or change airline itineraries. Redemptions made online do not have a service fee. See Rewards Program Rules and Regulations which will be mailed after your account is established.

No Annual Fee
Please see Pricing & Terms for complete details about rates, fees, and other costs.