Author: Will

Personal Balance Sheet – August 2012

There are a lot of changes to my balance sheet this month. Most significantly, my fiance and I are combining our finances. So I wanted to create this balance sheet with our combined finances as of August 31st. All of our...

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Life Insurance for Newlyweds

I’ve written in the past that when it comes to whole life insurance vs. term life insurance, choosing term life insurance is the easy choice. However, I haven’t really discussed when life insurance is actually...

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Welcome


I’m Will, the creator of HackingTheBank. No, this site isn’t about actually hacking banks. This blog is all about maximizing personal finance decisions so that we win instead of the banks.

I started this blog in 2010 when I graduated college with $43k of student loans and a negative net worth. Since then I’ve achieved milestones like getting married, buying a house, and tripling my income. During this time my wife and I managed to earn over 12,000,000 miles and points and used those points to travel to over 50 countries. And all of these points came from banks; neither of us travel for work.