We all know that investing over time is the key to obtaining the wealth that we desire. Without investing in some form, dollars stuck under our mattress are eaten away by inflation, and we have to save at least $1 today for...Read More
Your savings rate, particularly when you’re young, has a much greater affect on your wealth accumulation than higher returns do. The reasoning for this is simple. When you’re portfolio is small, you’re...Read More
I’m Will, the creator of HackingTheBank. No, this site isn’t about actually hacking banks. This blog is all about maximizing personal finance decisions so that we win instead of the banks.
I started this blog in 2010 when I graduated college with $43k of student loans and a negative net worth. Since then I’ve achieved milestones like getting married, buying a house, and tripling my income. During this time my wife and I managed to earn over 12,000,000 miles and points and used those points to travel to over 50 countries. And all of these points came from banks; neither of us travel for work.