If you’re like me, you probably receive at least a few credit card offers every week. Two major reasons these offers suck: 1. Most of us don’t need more credit. We just need to use it less. 2. Millions of trees are...Read More
Tag: credit card opt-out
I’m Will, the creator of HackingTheBank. No, this site isn’t about actually hacking banks. This blog is all about maximizing personal finance decisions so that we win instead of the banks.
I started this blog in 2010 when I graduated college with $43k of student loans and a negative net worth. Since then I’ve achieved milestones like getting married, buying a house, and tripling my income. During this time my wife and I managed to earn over 12,000,000 miles and points and used those points to travel to over 50 countries. And all of these points came from banks; neither of us travel for work.