Tag: Baby Steps

Dave Ramsey’s Baby Steps

Dave Ramsey’s most popular creation are his Baby Steps. These seven Baby Steps are feature in Financial Peace University and The Total Money Makeover. The premise is that, by breaking down a large goal (financial freedom),...

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Dave Ramsey the Debt Crusher

This is Dave Ramsey. I call him the debt crusher. You may have heard your co-workers or friends talk about it. Or you may have heard about him at your church. He’s a financial guru, with a nationally syndicated radio show,...

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Welcome


I’m Will, the creator of HackingTheBank. No, this site isn’t about actually hacking banks. This blog is all about maximizing personal finance decisions so that we win instead of the banks.

I started this blog in 2010 when I graduated college with $43k of student loans and a negative net worth. Since then I’ve achieved milestones like getting married, buying a house, and tripling my income. During this time my wife and I managed to earn over 12,000,000 miles and points and used those points to travel to over 50 countries. And all of these points came from banks; neither of us travel for work.