Things have continued to look up! Last month I finally reached positive net worth, and during February my net worth increased another $3k, even as I made some more “fun” purchases like concert tickets. Even ignoring market changes to my retirement account, which I cannot control, my net worth still changed by about $2k, composed of $1,800 less debt, and $200 more cash.
I’m Will, the creator of HackingTheBank. No, this site isn’t about actually hacking banks. This blog is all about maximizing personal finance decisions so that we win instead of the banks.
I started this blog in 2010 when I graduated college with $43k of student loans and a negative net worth. Since then I’ve achieved milestones like getting married, buying a house, and tripling my income. During this time my wife and I managed to earn over 12,000,000 miles and points and used those points to travel to over 50 countries. And all of these points came from banks; neither of us travel for work.