The ball is really rolling now. It’s great to look back and see the total progress over the last quarter. In three months my net worth has gone from -$18k to -$4k. In December I sold a majority of my personal investments (non-IRA) and used this money to pay my personal student loan. Now I’m working on the parent student loans. I should  be hitting positive net worth in the next month or two, at which time I’ll borrow money and buy a car (joking!). I need to work on some financial goals for 2011…I’ll post those soon.