Balance Sheet – February 2012

Nothing too exciting happened during the month of February. I made good progress toward my goals and managed to hit the ones that I had missed last week. I guess that’s how you win in personal finance. A lot of small decisions all going in the right direction lead to smooth sailing. It makes good financial sense, but doesn’t lead to entertaining blogging.

I increased my savings all around, and I’m now ahead of schedule on a few of my goals, which will allow me later to save toward a house (or more for the wedding). I’ve now saved 30% of the amount I wanted to save during the year toward a car, and my wedding/honeymoon and Roth IRA savings are around 20% right now, which is also ahead of schedule. Side business income wasn’t quite as high as I would hope, ending up a little over $500 profit for the month. I’m hoping to really kick that into gear in the coming months. Net worth up a little over $36k over the past year. It helps me to look at numbers like that because it’s clear that I’ve made significant progress.

Personal Balance Sheet February 2012

I did a lot better in the blog department this month over last month. I surpassed my 5-post goal, and did so with what I consider to be some quality posts. I alerted readers about the great $300 cash back deal offered for Chase Freedom right now and did some research about the connection between used car prices and previous new car sales. I also posted a couple of posts about selling your car on Craigslist, and the companion guide for formatting your Craigslist car posting. I absolutely want to continue on this trend and really post some good stuff.

I’m down a total of 12 lbs now, so that’s 2 down from the end of Jan. Of course I’d love to have made more progress, but at this point I’m just happy I didn’t put back on some of the weight. February was a tough month at work. When I’m working long hours at work, I definitely eat less healthy. I would have been perfectly satisfied with staying the same weight, so I’ll consider it a bonus that I lost 2 lbs.

Overall, everything is chugging along as hoped for. Nothing exciting (which I’ll consider a good thing at this point). Hopefully this progress is sustained going forward.

14 Responses to “Balance Sheet – February 2012”

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  1. Nicole Schuman says:

    Wow, you did a great job. Not sure how you do it, but keep it up.


  2. Nice month in February! You really have made a lot of progress over the last year in your net worth. Congrats on that!

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  3. Lionel Carlson says:

    It is always great to see progress and congratulations for heading in the right direction. Even though it will take some patience, you can easily see that you will hit your goals – good for you!

  4. Sheila says:

    Its really inspiring that you did a great job last February a lot of things you had accoplish..Thanks for inspiring us..

  5. Yronelle says:

    Seems you really had a nice month last February…I hope this will serve as a lesson and inspiration to everyone…

  6. Mirana says:

    However slow, fast, long or short it takes, we must be willing to put in the time. Good things come to those who have the patience to wait for them.

  7. NanaKim19 says:

    How I wish this kind of progression will continuously happen for several coming months and years, I know that it will works through out the years…

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    It was real pleasure to discover this blog. Maybe you’d like to place a banner on my blogroll? How can I contact you on private?

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